This model is based on a factor of 18-30 years of age and LOW level of risk tolerance to current principal with a moderate regard to income generation from the accounts balance. This portfolio’s core holdings will emphasize moderate growth using tactical and strategic allocation amongst the equity holdings within specific asset class and rotational weighting amongst those asset classes. A considerable % amount of the total portfolio value is also allocated to stable value money market to provide a greater safety net against volatility and portions of this fund may also be used from time to time for equity purchases into the core portfolio of equities based on market volatility extremes and then re-allocated back again to stable value.

40% Stable Value/Gov. Bond
10% S&P 500
10% Large Cap International
10% Technology
10% U.S. Small Cap
5% Overseas/International Small Cap
5% Emerging Market
5% Energy
5% Precious Metals