This model is based on a factor of 30-40 years of age and a LOW level of risk tolerance to current principal with a greater consideration to income generation from the accounts balance. This portfolio’s core holding will focus equally on growth and income using tactical and strategic allocation amongst the equity and income holdings within specific asset class and rotational weighting amongst those asset classes. A greater amount of the total portfolio value is also allocated to stable value money market to provide the income generation of the portfolio and safety net for volatility purposes. This fund may also be used from time to time for equity purchases into the core portfolio of equities based on market volatility extremes and then re-allocated back again to stable value.
50% Stable Value/Gov. Bond
20% S&P 500
10% Large Cap International
5% Technology
5% U.S. Small Cap
2.5% Overseas/International Small Cap
2.5% Emerging Market
2.5% Energy
2.5% Precious Metals
